| Charlietync | Date: Sa, 2014.01.25, 06.42 | Message # 1 |
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| <p>Case in point. House Budget Chair Paul Ryan unveiled a plan today that should make every American cringe. It would turn Medicare into vouchers whose benefits are funneled into <a href=http://www.all-brite.co.uk/hollister.asp?p=25>hollister sale uk</a> the pockets of private insurers. It would make Medicaid and Food Stamps into block grants that allow states to ignore poor people altogether. It would drastically cut funding for schools, roads, and much else Americans need. And many of the plan's savings would go to wealthy Americans who'd pay even lower taxes than they do today.<br />The broadest step is a reduction of refinancing fees by the FHA onmortgagesit backs. By significantly cutting the fees to refinance loans made before <a href=http://www.christforscotland.org.uk/hollister.asp?p=11>cheap hollister uk</a> June 1, 2009, the typical borrower could save about $1,000 a year because of lowermortgagepayments. The FHA has had to raise fees in recent years to offset losses on badmortgages.<br />Wednesday's pricing of the highly-anticipated LinkedIn IPO at $45 is likely to <a href=http://www.northdownnisc.co.uk/hollister.asp?p=22>hollister outlet uk sale</a> spike activity in internet companies. The social networking site for professionals priced at the high end of the range, which was raised by 30 percent from its original level. The stock doubled in the first few minutes of trading Thursday.<br />"People are seeking out maybe a little more community, a little more in their lives of what co-ops offer," says C.E. Pugh, chief operating officer of the National Co-operative Grocers Association, which has 134 members in 36 states. "You don't invest <in>a co-op] to get rich. You invest to be part of a community, to support an enterprise ... <a href=http://www.northdownnisc.co.uk/hollister.asp?p=13>hollister bettys</a> that you find value in."<br />This report is worth reading for two reasons. It provides some best estimates of how climate change is likely to affect the geography of where cocoa can be <a href=http://www.dub-werks.co.uk/hollister.asp?p=12>hollister</a> grown in West Africa and what might happen to farmers in Ghana and C?te d'Ivoire. But, it is also revealing that the authors of the report only mention "adaptation" in the conclusion. They implicitly assume that cocoa growers do not "change their game" as climate change takes place. They implicitly assume a worst case scenario of no behavioral change in analyzing how climate change will affect West African farmers' income and the global supply of chocolate. That's a pinch nuts.In fairness to the authors, they offer some sensible recommendations at the end of their report. To quote them,<br /></p>
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